Lack of liquidity
Liquidity problems are frequent, and can result from rapid growth, a change in market or the loss of an important customer. Faced with this pressure, suppliers demand payment, banks become less flexible and payroll costs mount up. The entrepreneur must then make difficult decisions, such as injecting personal funds, cutting costs or negotiating with creditors.
Certain procedures, such as a proposal, allow creditors’ claims to be suspended, but must be administered by a licensed insolvency trustee. BRESSE’s professional support helps to establish a clear plan to protect the company and its management.
Do you recognize
yourself in this
situation?
Answer the questions to get a clearer picture.
Your company holds many assets, but your cash flow is no longer sufficient to meet current obligations?
You’re making a profit, but debt repayments are choking your cash flow?
Are you unable to meet your payment deadlines?
Is your line of credit constantly maxed out, with no way of paying it back in the short term?
Do you regularly use credit to cover cash flow shortfalls?
Possible solutions
Find the best solution
Whatever your company’s situation, there are solutions to lighten your load and restore a more balanced management style. Our teams can support you with services tailored to your needs and objectives. Find out more about our solutions.
Inspiring testimonial
The lack of liquidity in Jean-François’s company
“When things started to deteriorate, I didn’t know where to turn. I couldn’t sleep, I was afraid I wouldn’t be able to pay my employees, and I could see my years of working more than 70 hours a week – falling by the wayside. When I first met Émile, I felt I was no longer alone. He took the time to understand my reality, to talk with my bank and even with the tax agencies to find a viable solution.” Jean-François
Other situations
Debt to government
Progressive indebtedness results from the slow accumulation of debt due to recurring deficits or insufficient financial management, which weakens the company’s financial health.
Legal proceedings
When a company is subject to a seizure or judgment, its accounts can be frozen, its assets seized, and its operations halted, rapidly worsening an already precarious financial situation.
Decline in sales
A significant drop in revenue compromises a company’s stability. Whether it results from the loss of clients, an economic slowdown, or increased competition, it requires a swift response to minimize the impact.