Retired
and in debt
You’re retired and your debts are preventing you from taking full advantage of this well-deserved milestone?
You’re not alone. A significant proportion of people who opt for personal bankruptcy or a consumer proposal are now retired.
With the drop in income that often accompanies the end of working life, it can become difficult, if not impossible, to continue repaying certain debts without compromising your quality of life.
Retirement should mean peace of mind, not financial stress. BRESSE advisors take the time to listen to you and guide you towards concrete solutions that respect your reality. You’re entitled to a peaceful retirement, and we’re here to help you achieve it.
Do you recognize yourself in this situation?
Here are a few questions to help you make up your mind.
Your retirement income is no longer sufficient to cover your debts while allowing you to enjoy this period of your life to the full?
Are you approaching retirement and feeling discouraged by the size of your debts?
Are your monthly payments so high that you can’t treat your children or grandchildren as you’d like?
Do you sometimes have to choose between paying off a debt or buying your medication?
Are your debts occupying so much of your thoughts that you’re having trouble sleeping peacefully?
Possible solutions
Find the best
solution
Our advisors will support you with concrete, personalized and accessible solutions, to help you move forward with greater peace of mind. Take a look at your options.
Inspiring testimonial
Claude's retirement
“From my very first meeting, Charles helped me understand my options and play down my situation. I quickly realized that by opting for personal bankruptcy, I could eliminate all my debts while keeping my car and my property. So I opted for this solution. From day one, I felt liberated and started sleeping at night again. In just nine months, I was free of all my debts. Claude
Other situations
Tax liabilities
Have you accumulated tax debt and don’t think you’ll be able to repay it right away?
Progressive indebtedness
You’ve lost control of your finances, and your over-indebtedness has become a clear problem. It’s urgent to take action.
Health problems and debt
A sudden illness has disrupted your financial stability. Your debt is increasing, and it’s urgent to address the situation.
Separation, divorce
You’re going through a separation or divorce and don’t know where to start when it comes to managing the financial and legal impacts?