Emilie and Marc’s progressive indebtedness

"We had reached the point where we were making advances on one card in order to make the minimum payment on another. We didn't even dare answer the phone anymore because we didn't know what to say to our creditors. From our first meeting, the pressure was off: our advisor helped us regain control of our finances. We can finally breathe again! Thank you to the professionals at BRESSE. Émilie and Marc

The situation

Until then, Émilie and Marc had a very high credit rating. They had never missed a payment. For this reason, credit issuers kept increasing their limits and offering them new cards.

Gradually, without their realizing it, their debt load increased tenfold. They couldn’t even make the minimum payments. Calls and messages from creditors multiplied: at work, at home, on the cell phone. Finally, their credit rating deteriorated, and no bank was willing to consolidate their debts.

Seeing no way out, they decided to consult a BRESSE advisor.

The objectives

– Eliminate debt;
– Start from scratch; and
– Rebuild financial credibility.

The solution

After an in-depth meeting and clear explanations of all possible options, Émilie and Marc opted for personal bankruptcy. This process, well supervised by their advisor, enabled them to erase their debts quickly and obtain advice on how to avoid a recurrence.

The result

Today, Émilie and Marc live without the pressure of debt. The calls from creditors have stopped, their budget is balanced again and they can finally turn the page.

For confidentiality purposes, the names mentioned in the testimonials have been changed.

An agreement is often possible

Let a BRESSE advisor guide you. An initial meeting at no cost will provide clarity.

Journeys similar to yours

What you’re going through is far from unique. Thousands of people have already faced this situation. You deserve a second chance.