Eric’s job loss

"Thank you to the BRESSE team for taking the time to carefully analyze our situation. The solution proposed by our advisor enabled us to avoid bankruptcy and keep our house and car." Éric

The situation

Éric and Stéphanie live in Montreal with their two teenage children. Since the purchase of their home 15 years ago years old, the couple have always managed their finances well. Stéphanie has a stable job, while that Eric has been multinational for several years.

One day, everything changes: the company Eric works for closes its doors, and he finds himself unemployed. The family income drops sharply. To continue providing for the family, Éric and Stéphanie start using their productsits credit. Indebtedness quickly climbs: line of credit at 26 000, credit cards totalling nearly $40,000, unpaid bills, two months behind on the car payment car payment and a new government assessment assessment of $7,500.

Even after Éricit a job, the accumulated debts make the situation unbearable

The objectives

– Resolve their financial difficulties without losing their home or car ;

– Avoid bankruptcy ;

– Regain control of their family budget ; and

– Putting an end to creditor pressure.

The solution

After meeting with a BRESSE consultant, Éric and Stéphanie submitted a proposal for a consumer. This solution enabled them to consolidate all their debts into a single payment. adapted to their financial capacity. Their advisor took the time to negotiate directly with creditors and establish a realistic realistic agreement. Thanks to this procedurethe couple were able to avoid bankruptcy and put an end to the constant pressure of collection calls.

The results

Today, Eric and Stephanie have their peace of mind back. They know exactly how much to pay each month, their payments are stable and their debt is gradually decreasing. The consumer proposal gave them a second chance at financial success, enabling them to start afresh with a clear, realistic plan.

For confidentiality purposes, the names mentioned in the testimonials have been changed.

An agreement is often possible

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What you’re going through is far from unique. Thousands of people have already faced this situation. You deserve a second chance.

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