Simon’s divorce

"I'd come to the point where I wondered whether I'd ever be able to look after my son properly again, because I was so deeply in debt... My whole world was collapsing. A friend told me about BRESSE. I decided to consult one of their advisors. A huge weight was lifted off my shoulders from the very first meeting." Simon

The situation

After several years together, Simon and his ex-wife decide to separate. The breakup completely upset his personal and financial balance. From one day to the next, Simon finds himself on his own, assuming the debts incurred during his life as a couple, in addition to having to manage his new daily life as a single father.

Soon, the difficulties begin to mount. Credit card payments, tax debts, divorce-related legal fees and even ongoing bills became too much to bear on a single income. Simon is constantly approached by his creditors and lives in fear of foreclosure.

At the same time, he wants to keep his condominium, which represents an anchor of stability for him and his son, as well as his car, essential for getting to work and ensuring shared custody. The anxiety grows with each passing month, and Simon realizes that he is gradually losing control of his finances.

The objectives

– Reduce monthly payments required by creditors;
– Prevent essential services from being cut off;
– Keep your condominium and your car; and
– Restoring quality of life with her son.

The chosen solution

After a meeting with his BRESSE advisor, Simon decided to go ahead with a consumer proposal.

This solution enables him to consolidate his debts into a realistic payment plan, adapted to his financial capacity. His assets are protected from seizure, and he benefits from the ongoing support of the BRESSE team in meeting the terms of the proposal.

The result

Simon has regained financial equilibrium. Thanks to the consumer proposal, he reached a clear agreement with his creditors, allowing him to suspend creditor remedies and regain control of his finances, while keeping his home and car. He was able to turn the page and concentrate on his new life.

For confidentiality purposes, the names mentioned in the testimonials have been changed.

An agreement is often possible

Let a BRESSE advisor guide you. An initial meeting at no cost will provide clarity.

Journeys similar to yours

What you’re going through is far from unique. Thousands of people have already faced this situation. You deserve a second chance.

Claude’s retirement

“From my very first meeting, Charles helped me understand my options and put my situation into perspective. I quickly realized that by filing for personal bankruptcy, I could eliminate all my debts while keeping my car and my belongings. So I chose this solution. From day one, I felt relieved and started sleeping again. In just nine months, I was discharged from all my debts.”

Stéphane’s health problems

“I have only one thing to say: thank you! You guided me toward the most effective solution to help me get through this difficult period. You took the time to help me prepare to speak with my creditors — and at no cost. Today, my situation is back to what it was before my health issues. Thank you for your honesty, your transparency, and the excellent advice you gave me.”

Sophie’s taxes

“Until my first meeting with my advisor at BRESSE, I thought I would never get out of my situation. Martin clearly explained all my options and took the time to answer my questions. The decision was very easy to make. I chose the consumer proposal. Throughout the entire process, I felt well supported. Thank you to the whole team.”

Emilie and Marc’s progressive indebtedness

“We had gotten to the point of taking cash advances on one card just to make the minimum payment on another. We didn’t even dare answer the phone anymore because we no longer knew what to say to our creditors. From our very first meeting, the pressure lifted: our advisor helped us regain control of our finances. We can finally breathe again! Thank you to the professionals at BRESSE.”

Eric’s job loss

“Thank you to the BRESSE team for taking the time to carefully analyze our situation. The solution proposed by our advisor allowed us to avoid bankruptcy and keep our home as well as our car.”

The Côté-Gagnon family

“When we thought we were about to lose everything, our advisor helped us regain control of our finances. Thank you to Martin for his professionalism and guidance. Our file was handled seriously and quickly. We’ve regained our good spirits and started sleeping again.”

Alexandre’s credit cards

“My meeting with a BRESSE professional restored my confidence, I got through it without having to declare bankruptcy.”